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Takaful Model

All contracts are based on Al-Wakala model which manages the portfolio of Takaful operators and Islamic insurance companies for a pre-agreed fee. The investment operations are governed by the principles of Al-Mudaraba (profit and loss sharing financing technique). The Retakaful fund is managed by experts in Shari'a compliant investment scheme.

1. Retakaful Investment Operation Based on Al Mudaraba concept (Profit Sharing).
2. Operational Flow of General Takaful under Al-Wakala Model.
3. Operational Flow of Family Takaful - Al Wakala Model.

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